Chocolate Loaf Cake

from 2 votes

This chocolate loaf cake bakes up moist and tender with a tight crumb that slices beautifully. Loaded with mini chocolate chips and made with simple pantry ingredients, it’s the ultimate no-frosting-required chocolate cake for any occasion.

I originally published this recipe in 2010. I’ve since updated the photos, refined the texture and tested it countless times to make sure every slice is perfectly moist and rich.

A 9-inch chocolate loaf cake dusted with powdered sugar, with a cracked, rustic top and mini chocolate chips peeking through the crumb.

When it comes to dessert, chocolate is always at the top of my list. While chocolate lava cake and my go-to chocolate layer cake make appearances for Valentine’s Day, birthdays and dinner parties, this chocolate loaf cake is the one I bake for everything else.

It’s one of the very first recipes I ever shared on Just a Taste (a true confectionery throwback), and after several rounds of retesting and tweaking, it’s better than ever. Simple, elegant and deeply chocolatey, it’s the kind of recipe that quietly becomes a family classic.

Whether you’re serving it for a weekend brunch or a quick weeknight treat, get ready to satisfy your inner chocoholic with the perfect chocolate loaf cake.

What Makes This Chocolate Loaf Cake Different

There are a lot of chocolate loaf cake recipes out there. Some are ultra-dense and brownie-like. Some are dry and crumbly. Some feel like they need a thick layer of frosting.

This one lands right in the sweet spot. Think classic butter cake, but deeply chocolate and baked in a loaf pan. After retesting this recipe multiple times over the years, I simplified the ingredients and adjusted the ratios so the cake bakes up:

  • Moist but not heavy
  • Rich and chocolatey without being overly sweet
  • Tender with a tight crumb that slices beautifully
  • Sturdy enough to hold mini chocolate chips without them sinking to the bottom

I removed the baking soda and sour cream from the original version. Why? Because I found that the combination made the loaf slightly denser than I prefer. Swapping in milk and relying on baking powder alone gives this cake a softer, more classic cake-like texture.

Thick slices of moist chocolate loaf cake with a tight crumb and dusting of powdered sugar on a wooden serving board.

Key Ingredient Notes

  • Butter and sugar: Creamed butter and sugar are the foundation of this chocolate loaf cake. Make sure your butter is truly at room temperature (cool to the touch, not greasy or melty) so it creams properly and gives you that light, tender crumb. If you forgot to set it out ahead of time, I’ve got a few easy tricks for softening butter quickly.
  • Unsweetened cocoa powder: I’ve tested this recipe with both natural cocoa powder and Dutch-process cocoa. Natural cocoa gives a slightly brighter chocolate flavor, while Dutch-process cocoa is darker, smoother and a little more intense. Since this recipe uses baking powder (not baking soda), either works well, so use what you have.
  • Milk: Thins the batter and gives the loaf a more classic cake crumb. For the best results, use whole milk, but lower-fat milk works if that’s what you have in your fridge.
  • Mini chocolate chips: I use mini semi-sweet chocolate chips because they are less likely to sink to the bottom than standard chips. Feel free to swap in dark or milk chocolate instead.

Ingredients to make a chocolate loaf cake.

See the recipe card for full information on ingredients and quantities.

How to Make Chocolate Loaf Cake

Start by creaming the butter and sugar together. I beat mine for a full 2–3 minutes until the mixture looks pale and fluffy. If you rush this step, your cake can turn out dense instead of tender.

Next, beat in the eggs one at a time, then add the vanilla. In a separate bowl, whisk together the flour, cocoa powder and baking powder.

Now alternate adding the dry ingredients and the milk to the batter. I usually do this in 2–3 additions, mixing just until combined. Once you stop seeing streaks of flour, stop mixing. Overmixing is what turns a tender loaf into a tough one.

Fold in the mini chocolate chips (and yes, I always sprinkle a few extra on top). Then scrape the batter into your prepared 9×5-inch loaf pan and smooth the top. And here’s my not-so-secret trick that I’ve been using for a few years now: I secure the parchment overhang with a couple of all-metal binder clips (make sure they’re fully metal so they don’t melt in the oven!).

Bake until a toothpick inserted in the center comes out with a few moist crumbs, but no wet batter. If you hit melted chocolate, test again in a different spot.

Let the cake cool completely before slicing for clean cuts… unless you’re like me and can’t resist cutting into it slightly warm.

A hand holding a small metal sieve, dusting powdered sugar over the top of a chocolate loaf cake studded with mini chocolate chips.

Once the cake has cooled completely, you’ve got options when it comes to toppings. Most of the time, I keep it simple with a light dusting of powdered sugar and call it done. It’s rich, moist and chocolatey enough that it truly doesn’t need frosting.

But if you’re in the mood to dress it up, my 5-minute chocolate buttercream or coffee buttercream would be delicious slathered on top. A handful of fresh raspberries or strawberries on the side and a dollop of homemade whipped cream would also be welcome alongside this double chocolate cake loaf.

Thick slices of chocolate loaf cake dusted with powdered sugar on a wooden cutting board.

FAQs

Why did my chocolate loaf cake sink in the middle?

A slight dip is totally normal for a butter-based chocolate cake. But if it sank dramatically, it’s usually one of three things:
1. The cake was underbaked (the center needs a few moist crumbs, not wet batter)
2. The oven door was opened too early
3. The butter was too soft or partially melted when creamed

Start checking around the 50-minute mark, but let the center fully set before pulling it.

Can I make this ahead of time?

Absolutely. In fact, I think it tastes even better the next day. Once fully cooled, wrap it tightly in plastic wrap or store in an airtight container at room temperature for up to 3 days.

Can it be frozen?

Yes! Let it cool completely, then wrap it tightly in plastic wrap and a layer of foil. Freeze for up to 2 months. You can freeze the whole loaf or individual slices. Thaw at room temperature.

More Chocolate Desserts You'll Love

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Dessert

Chocolate Loaf Cake

This moist chocolate loaf cake is rich, tender and made with simple ingredients. No frosting required.
Author: Kelly Senyei
5 from 2 votes
Thick slices of chocolate loaf cake dusted with powdered sugar on a wooden cutting board.
Prep Time 15 minutes
Cook Time 55 minutes
Total Time 1 hour 10 minutes
Servings 8 servings

Ingredients 

  • Cooking spray
  • 1 cup all-purpose flour
  • 1/2 cup unsweetened cocoa powder
  • 2 teaspoons baking powder
  • 1 cup unsalted butter, softened
  • 1 cup sugar
  • 2 large eggs, at room temperature
  • 2 teaspoons vanilla extract 
  • 1/2 cup milk 
  • 1/2 cup mini chocolate chips, plus more for topping

Instructions 

  • Preheat the oven to 350°F. Line a 9-inch loaf pan with parchment paper then lightly grease it with cooking spray or butter.
  • In a medium bowl, whisk together the flour, cocoa powder and baking powder with ½ teaspoon kosher salt. Set the mixture aside. 
  • Add the butter and sugar to the bowl of a stand mixer fitted with a paddle attachment. Cream the butter on medium speed until it is light and fluffy, about 2 minutes.
  • Beat in the eggs one at a time, beating between each addition, then beat in the vanilla extract.
  • Alternately beat in the dry mixture and the milk in intervals, scraping down the sides of the bowl as needed, then stir in the chocolate chips.
  • Scrape the batter into the prepared baking pan. Bake the cake until a toothpick inserted comes out clean, 50 to 55 minutes.
  • Remove the cake from the oven and let it cool completely. Remove it from the pan, dust it with powdered sugar, then slice and serve. 

Kelly’s Notes

  • To store: Store the cooled chocolate loaf cake tightly wrapped at room temperature for up to 3 days. If your kitchen runs warm, you can refrigerate it for up to 5 days, but let slices come to room temperature before serving so the crumb softens back up.
  • To freeze: This cake also freezes beautifully. Wrap individual slices or the whole loaf tightly in plastic wrap and place in a freezer bag. Freeze for up to 2 months.
  • Cocoa powder: You can use either natural unsweetened cocoa powder or Dutch-processed cocoa powder in this recipe. I’ve tested it both ways and love the results with each. Dutch-processed cocoa will give you a slightly darker color and deeper chocolate flavor, while natural cocoa has a bit more brightness. Just make sure you’re using unsweetened cocoa powder.
  • Frosting: This cake is rich and moist enough to enjoy as-is, but if you’d like to dress it up, try my Chocolate Buttercream Frosting or Coffee Buttercream Frosting on top.
  • ★ Did you make this recipe? Don’t forget to give it a star rating below!

Nutrition

Calories: 454kcal, Carbohydrates: 49g, Protein: 5g, Fat: 28g, Saturated Fat: 17g, Polyunsaturated Fat: 1g, Monounsaturated Fat: 7g, Trans Fat: 1g, Cholesterol: 105mg, Sodium: 319mg, Potassium: 145mg, Fiber: 3g, Sugar: 33g, Vitamin A: 819IU, Vitamin C: 0.1mg, Calcium: 113mg, Iron: 2mg

Did you try this recipe?

Leave a comment below with your star rating!

This post may contain affiliate links.

Recipe courtesy of Nick Malgieri.


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Comments

  1. Evelyn Hunter says:

    You don’t use Vanilla Flavoring in this cake.?

    1. Kelly Senyei says:

      Hi Evelyn! Not in this recipe but feel free to add a splash if you’d prefer :)

  2. Frances Shifman says:

    Can’t wait to try this recipe! I’m on a ‘Sour Cream Kick!’ and am using incredible 18% sour cream (a new product here in Canada). Could I make your recipe using cake flour and if yes, how much? Thanks for tons and tons of wonderful food ideas!

    1. Kelly Senyei says:

      Hi Frances! I havenโ€™t tried that so I canโ€™t say with certainty what the results would be. Let me know if you give it a shot!

  3. Jacquelin Dayton says:

    5 stars
    Simply delicious …took it for coffee hour for church and was it was really enjoyed . It is rich , flavorful , easy to make .

    1. Kelly Senyei says:

      I’m so glad you enjoyed the recipe, Jacquelin!

  4. Mary says:

    5 stars
    This chocolate loaf cake + a cup of coffee = perfection!

    1. Kelly Senyei says:

      So glad you enjoyed the recipe, Mary!